What an excellent topic! That is such a good question!
Meeting with a Realtor first can help you understand the
buying process before you even begin. This will assist in making what might
seem like a huge big deal and transform it into a very simple and organized
process. Not to mention letting you in on what the different steps are and how
they fall into place with your transaction.
So, what should you expect to talk about when you first meet
your Realtor?
Answer:
That is such a good question; there are many things that you
will want to discuss with a Realtor. The big thing that I personally like to go
over with clients in that first meeting is all of the different disclosures and
verbiage that are new to home buyers. This gives an opportunity to the buyer to
examine the paperwork that goes with an offer on a home so that they are
comfortable with the terms being used and how it looks before they even have to
sign it.
Then what do I ask the Realtor that I meet with?
Answer:
Anything and everything that comes to mind! Your Realtor is
there to help you through this process. Meeting before you go out and see a
property will make sure that you can focus on the transaction process and
understand the forms that you are expected to read and sign at each stage in
the process. I personally recommend my clients to bring a list of questions in
with them so that I can answer all of their questions up front.
Some examples
of questions you might ask will probably look like this:
1.
What happens during the purchase process? Are there any out of pocket costs?
2.
Agency? What the heck is that?
3.
What is the contract versus just an offer?
4.
What is an addendum and why would it be used?
5.
What are SPUDS? My friend talked about that with
their purchase.
6.
What is a BINSER and how can it affect my
contract?
7.
Lead based paint? Does that still exist? Does it
apply to me?
8.
Can I have a copy of all these disclosures upfront
so that I can review them before we go looking at the homes I want?
Your Realtor should be happy to provide you with a copy of
the documents that are going to be used in your transaction up front.
Why, you ask?
That answer is simple:
When you go out on that housing tour and you find the home
of your dreams, you are going to be way to excited to listen to all of the fine
details that your Realtor is explaining to you. Let’s face it! It is the house
of your dreams and at that point you will sign anything to MOVE IN!
If you have any questions at all I am happy to answer them,
in person or via email, text or phone!
I am a phone call away at all times!
Hope you are having an awesome day!
Sabrina
Realtor (R)
Keller Williams Realty East Valley
sabrina.azre@gmail.com
No comments:
Post a Comment